Equipment Financing & Business Loans In Orange County
- ✓Locally headquartered in Irvine
- ✓Same-day approvals to $250K
- ✓Meet the team in person
- ✓Fast California underwriting

Your Local OC Financing Partner
Being headquartered in Orange County means we know the OC economy firsthand — the contractor boom in South County, the medical corridor around Hoag and UCI, the manufacturing base along the 405, and the professional-services hub in Irvine's business district. That local expertise translates to faster approvals, fewer stipulations, and lending decisions that reflect how OC businesses actually operate.
Cities & Sub-Markets We Fund
Irvine, Anaheim, Santa Ana, Costa Mesa, Newport Beach, Huntington Beach, Fullerton, Orange, Garden Grove, Mission Viejo, Lake Forest, Tustin, Yorba Linda, Aliso Viejo, Laguna Niguel, Laguna Hills, San Clemente, San Juan Capistrano, Rancho Santa Margarita, Buena Park, Cypress, and Westminster.
Frequently asked questions
- Are you actually based in Orange County?
- Yes. Our headquarters is at 18226 W McDurmott, Irvine, CA. We fund businesses across all of Orange County — Irvine, Anaheim, Santa Ana, Costa Mesa, Newport Beach, Huntington Beach, Fullerton, and Mission Viejo.
- How fast can an OC business get funded?
- Application-only equipment deals under $250K are often approved same-day and funded within 2–3 business days. Working capital lines and larger commercial transactions typically close within a week.
- What industries do you finance in Orange County?
- Construction and contracting, medical and dental practices, commercial trucking, manufacturing, professional services, restaurants, and technology companies across the county.
Fund Your Orange County Business Today.
Speak with a Northwood funding specialist today. Most decisions in 24–48 hours.
- ✓ $25K–$5M available
- ✓ Funded in 2–5 business days
- ✓ All credit profiles considered
- ✓ No upfront fees, no prepayment penalties