Nationwide — including Texas & Florida
Landscaping & Lawn Care Equipment Financing
Mowers, skid steers, trucks, trailers, chippers and irrigation gear — financed fast so your crews can take on more routes and bigger commercial contracts.
- ✓Same-day approvals to $250K
- ✓$25K–$5M available
- ✓New, used & private-party
- ✓Seasonal payment structures
Equipment We Finance for Landscapers
- Zero-turn and stand-on commercial mowers
- Skid steers, compact track loaders, and mini excavators
- Dump trucks, flatbeds, and crew trucks
- Enclosed, dump, and equipment trailers
- Chippers, stump grinders, and tree care equipment
- Irrigation, hardscape, and sod-laying equipment
- Snow plows, salt spreaders, and seasonal attachments
Why Landscapers Finance Instead of Paying Cash
A single commercial mower package can run $20,000–$40,000, and a truck-and-trailer setup doubles that. Financing keeps cash in the business for payroll, fuel, and materials while the equipment pays for itself on route revenue. Most landscaping deals are structured so the monthly payment is covered by one or two commercial maintenance contracts.
Growing Season, Growing Fleet
In Texas and Florida the season never really stops, which means the constraint on growth is usually crew capacity and equipment — not demand. We fund add-on units mid-season so you can say yes to an HOA or property-management contract instead of turning it down.
Related Programs
Frequently asked questions
- Can a newer landscaping company get financed?
- Yes. Crews under two years in business are approved regularly when owner credit, prior industry experience, and signed maintenance contracts support the file.
- Can I finance a truck and trailer package together?
- Yes. Trucks, enclosed and dump trailers, mowers, and attachments can be bundled into one loan with a single monthly payment.
- Do you finance used mowers and skid steers?
- Yes. Used commercial mowers, compact track loaders, and skid steers finance routinely, including private-party and auction purchases.
- Are seasonal payments available for landscapers?
- Yes. Skip-payment and step-up schedules are common for northern crews whose winter revenue drops, and for snow-removal-dependent operations.
- Do you fund landscapers in Texas and Florida?
- Yes. Northwood funds landscaping and lawn care companies nationwide, with heavy volume in Texas and Florida where the growing season runs year-round.
Finance Your Landscaping Equipment — Apply in 60 Seconds.
Speak with a Northwood funding specialist today. Most decisions in 24–48 hours.
- ✓ $25K–$5M available
- ✓ Funded in 2–5 business days
- ✓ All credit profiles considered
- ✓ No upfront fees, no prepayment penalties
Get My Equipment Options
Takes 60 seconds. Soft pull only.
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