St. Jude Children's Research Hospital
Illness & cancer research
No child treated at St. Jude ever receives a bill — not for treatment, housing, food, or travel.
About Northwood
LET'S GET YOUR BUSINESS THE CAPITAL IT DESERVES
Northwood Capital Group is a commercial finance team based in Irvine, California, helping business owners across the country access working capital and equipment financing from $25,000 to $5 million.
Our commitment
Financing growth. Giving back.
Helping a business grow is only part of what we do. Through the NCG Charity Alignment Program, 1% of every dollar we finance is donated to a children's charity of your choice — at no cost to you, and with no reduction to your financed amount. You choose at the time of funding.
Shriners Children's
Disabilities & injuries
Free pediatric specialty care for orthopedic conditions, burns, spinal cord injuries, and cleft palate at 21 hospitals nationwide.
Feeding America
Hunger & community
200+ food banks serving every community in America — every dollar provides multiple meals to children and families.
All three organizations are top-rated by Charity Navigator and CharityWatch. The donation is made by Northwood Capital Group — you choose the charity at funding.
Who we are
We started Northwood because we were tired of watching good business owners get stuck with bad financing — long forms, slow lenders, surprise terms at closing. Our promise is the opposite: clear conversations, fast answers, and the right structure for the deal in front of you.
We work with established operators and growing businesses alike — trucking fleets, construction outfits, medical and dental practices, restaurants, manufacturers, and beyond. Whether you need a line of credit to smooth out cash flow or financing on a new piece of equipment, we'll match you with the right product the first time.
A note from the founder
Why we built this
Northwood Capital Group was built by a commercial finance professional who spent years watching good business owners get turned away by banks that didn't understand their industry. With direct relationships across 50+ lending partners and hands-on underwriting experience, every file at Northwood is personally managed from application to funding — no call centers, no handoffs, no surprises at closing.
What we stand for
Straight answers
No bait-and-switch terms, no buried fees. You'll know what the deal looks like before you sign anything.
Speed that respects your time
Most approvals in 24–48 hours, funding shortly after. We move at the pace your business needs.
Long-term partners
Our best clients have been with us for years. We're here for the next deal, not just this one.
Get in touch
Tell us a little about your business and a funding specialist will reach out within one business day.
Get My Funding Options
Takes 60 seconds. Soft pull only.
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About Northwood — frequently asked questions
- Who is Northwood Capital Group?
- Northwood Capital Group is an Irvine, California-based commercial finance team that helps business owners across the U.S. access working capital and equipment financing from $25,000 to $5 million. We work with every credit profile and structure the right program for the deal in front of you.
- Where is Northwood Capital Group located?
- Our offices are at 18226 W McDurmott, Ste B, Irvine, CA 92614. We fund businesses in all 50 states and you can reach an advisor directly at (714) 679-8886.
- How fast can I get approved?
- Most files receive a credit decision within 24–48 hours of a complete application. Funding follows shortly after — often the same week — depending on the program and documentation.
- What credit scores does Northwood work with?
- We have programs across the full credit spectrum. Working capital starts as low as a 500 FICO, business lines of credit require a 680+ FICO, and startup equipment financing requires a 700+ personal FICO. Each tier has program conditions designed around your profile.
- Are there any upfront fees to apply?
- No. There are no application fees, no advisor fees, and no charges from Northwood at closing. You only pay the standard program costs disclosed in your approval — never anything before funding.
- What is the NCG Charity Alignment Program?
- With every deal we close, 1% of the financed amount is donated by Northwood Capital Group to a children's charity of the client's choice — St. Jude Children's Research Hospital, Shriners Children's, or Feeding America. It comes out of our pocket, not yours, and there is no reduction to your financed amount.