California — Our Home State
California Equipment Financing & Business Loans
- ✓Headquartered in Irvine, CA
- ✓Same-day approvals to $250K
- ✓$25K–$5M available
- ✓All credit profiles considered
California's Homegrown Lender
Being California-based means we understand the realities of operating here — prevailing wage work, CARB compliance on trucks and ag equipment, seasonal ag cycles in the Central Valley, and the pace of construction in the metro markets. We underwrite on the strength of your business and the equipment, not just a credit score.
California Regions We Serve
- Los Angeles equipment financing & business loans
- Orange County equipment financing & business loans
- San Diego equipment financing & business loans
- Inland Empire equipment financing & business loans
- Central Valley equipment financing & business loans
California City Pages
Working Capital for California Businesses
Manufacturers, freight businesses and distributors may need cash for operating expenses while commercial invoices remain unpaid. Read our invoice factoring guide with California business examples or compare business lines of credit for recurring cash-flow needs.
For challenged-credit applications, see our low-FICO equipment and working capital guide with California examples. Coastal owners can read our Orange County yacht and aircraft financing guide for Newport Beach, Laguna Beach and Dana Point.
Beyond California
We lend nationwide, with dedicated coverage in Texas and Florida.
Related Programs
Construction Equipment Financing
Excavators, loaders, dozers, cranes, forklifts, skid steers.
Learn moreCommercial Truck Financing
Class 8 sleepers, day cabs, box trucks, trailers. CDL & ITIN programs.
Learn moreAgricultural Equipment Financing
Tractors, harvesters, irrigation, farm vehicles.
Learn moreFrequently asked questions
- Is Northwood Capital Group based in California?
- Yes. Northwood is headquartered in Irvine, California, and our underwriters are in-state. We fund California businesses directly and businesses nationwide.
- Which parts of California do you serve?
- All of it. We have dedicated pages for Los Angeles, Orange County, San Diego, the Inland Empire, and the Central Valley, and we fund businesses in every California city and county.
- How fast can a California business get funded?
- Applications up to $250K are typically approved the same business day, with funding in 24–48 hours once documents and the invoice are in.
- What industries do you fund in California?
- Construction, trucking and logistics, agriculture, medical and dental, manufacturing, landscaping, restaurants, and warehousing — from $25K working capital lines to $5M equipment loans.
Get California Equipment Financing — Apply in 60 Seconds.
Speak with a Northwood funding specialist today. Most decisions in 24–48 hours.
- ✓ $25K–$5M available
- ✓ Funded in 2–5 business days
- ✓ All credit profiles considered
- ✓ No upfront fees, no prepayment penalties