Fresno, California

Agricultural Equipment Financing in Fresno

Fresno County produces more ag output than most U.S. states — almonds, grapes, dairy, citrus, tomatoes, and stone fruit. Northwood Capital finances the tractors, harvesters, irrigation, and trucks that make it happen, with seasonal payment structures built for Central Valley cash flow.
  • Same-day approvals to $250K
  • $25K–$5M available
  • All credit profiles considered
  • California-based underwriters
Agricultural tractor and irrigation equipment in California's Central Valley

Why Fresno Operators Choose Northwood

Whether you farm 40 acres of stone fruit outside Sanger or run a 3,000-acre almond operation west of Kerman, we structure deals around your harvest calendar — not a factory-standard 60-month schedule. Annual, semi-annual, and skip payments are all on the table.

We fund new and used equipment from Central Valley dealers, private sales, and major auction houses, and we can close on used deals in as little as 48 hours.

Equipment & Programs We Fund

  • Tractors — John Deere, Case IH, New Holland, Kubota, Mahindra
  • Harvesters, sprayers, spreaders, planters, and tillage equipment
  • Nut shakers, sweepers, and pickup machines for almonds and pistachios
  • Irrigation systems — drip, micro-sprinkler, pumps, filtration, VFDs
  • Dairy equipment — milking parlors, bulk tanks, feed mixers, TMRs
  • Farm trucks, trailers, ATVs, UTVs, and refrigerated transport

Serving Fresno & Surrounding Areas

We fund growers and operators across Fresno, Clovis, Sanger, Kerman, Selma, Reedley, Kingsburg, Mendota, Firebaugh, and throughout Fresno, Madera, Kings, and Tulare counties.

See all financing options across the region on the Fresno location page.

Frequently asked questions

Do you offer seasonal or skip payments for Fresno growers?
Yes. We structure seasonal, annual, and skip-payment schedules so orchard, row-crop, and dairy operations can align payments with harvest and revenue cycles.
Can I finance used tractors and implements bought at auction?
Yes. We finance used equipment from Ritchie Bros., IronPlanet, private sellers, and Central Valley dealers. Deals up to ~$500K are typically app-only.
Do you fund irrigation and water infrastructure?
Yes — drip systems, micro-sprinklers, filtration, pumps, VFDs, wells, and solar-powered irrigation packages are all financeable.
Do you work with H-2A or family farms without established credit?
Yes. We evaluate the operation as a whole — acreage, contracts, buyer relationships, and owner history — not just a FICO score.

Get Agricultural Equipment Financing in Fresno — Apply in 60 Seconds.

Speak with a Northwood funding specialist today. Most decisions in 24–48 hours.

  • $25K–$5M available
  • Funded in 2–5 business days
  • All credit profiles considered
  • No upfront fees, no prepayment penalties
Call (714) 679-8886
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